Treatment loans for drug addiction behavioral health loans financing treatment Lending treatment money for families to recovery We lend money for eating disorders

Welcome to My Treatment Lender

My Treatment Lender is the only recovery-based behavioral healthcare lending company in the country. We provide loans for behavioral health, substance abuse and/or eating disorder treatment. We can help you cover the cost of co-pays, high deductibles, or your entire stay.

We offer the lowest rates in the industry and will beat any competitors rate! We make it as easy as possible to apply for a loan. You answer a few simple questions and are approved instantly. The money is wired into your account the next business day and sometimes, that very same day.

If you are visiting our site, you are like millions of people seeking help for problems with alcohol, drug addiction or eating disorders. If you do have health insurance coverage, you may have already found out that your benefits may have been lowered and you are now facing larger deductibles and higher out-of-pocket expenditures. More and more insurance companies are also limiting a client’s stay due to the insurance companies definition of medical necessity. We often see a client being asked to leave treatment within 5-7 days after they have detoxed and/or are deemed medically stable according to the insurance company. If you don't have any coverage at all, the cost of residential, inpatient, partial hospitalization or even outpatient treatment programs make it difficult for the average American to afford.

At My Treatment Lender, we understand your needs and have created lending programs that meet your financial requirements while taking into account your financial history.

Your recovery comes first at My Treatment Lender. Our mission is to provide you with the best available treatment financing options. We've partnered with some of the nation's top lenders to offer loans for treatment, financing for rehab, loans for substance abuse treatment, eating disorder treatment financing and other behavioral health financing. We offer the lowest rates in the industry and make it affordable for you to get the help that you need.

If you were recommended by one of our treatment center partners, click here to find the treatment center in our directory. If it is not listed, you can apply to any of our lenders listed below.


To Apply for Loans for Treatment,
Please click on the Appropriate Link to Your Corresponding Credit:

For People with Good to Excellent Credit, Click Here to Apply


  • must have good to excellent credit to qualify: minimum FICO Score 680, low debt to income ratio
  • borrow $5,000 to $100,000
  • no loan origination fees, no prepayment penalties
  • funds can be deposited as soon as the same day you apply*
  • application only takes minutes, joint applications accepted
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    For All Types of Credit, Click Here to Apply


  • borrow $1,000 to $35,000
  • we shop your loan to hundreds of lenders
  • no prepayment penalties
  • funds can be deposited by the next business day
  • application only takes minutes
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    For Bad Credit, Click Here to Apply


  • borrow $500 to $5,000
  • steady income and a checking account is all that is required
  • funds can be deposited by the next business day
  • application only takes minutes
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    For a Secured Auto Title Loan, Click Here to Apply


  • allows you to use your vehicle's title for collateral in exchange for funding
  • based on the equity in your car, you can borrow up to $50,000
  • no loan origination fees, no prepayment penalties
  • funds are deposited by the next banking day, sometimes the same day you apply
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