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12and12

To Apply for a Loan for 12&12,
Please click on the Appropriate Link to Your Corresponding Credit

For People with Good to Excellent Credit, Click Here to Apply


  • must have good to excellent credit to qualify: minimum FICO Score 680, low debt to income ratio
  • borrow $5,000 to $100,000
  • no loan origination fees, no prepayment penalties
  • funds can be deposited as soon as the same day you apply*
  • application only takes minutes, joint applications accepted
  • For All Types of Credit, Click Here to Apply


  • borrow $1,000 to $35,000
  • we shop your loan to hundreds of lenders
  • no prepayment penalties
  • funds can be deposited by the next business day
  • application only takes minutes
  • For Bad Credit, Click Here to Apply


  • borrow $500 to $5,000
  • steady income and a checking account is all that is required
  • funds can be deposited by the next business day
  • application only takes minutes
  • For a Secured Auto Title Loan, Click Here to Apply


  • allows you to use your vehicle's title for collateral in exchange for funding
  • based on the equity in your car, you can borrow up to $50,000
  • no loan origination fees, no prepayment penalties
  • funds are deposited by the next banking day, sometimes the same day you apply
  • 12&12

    “Our mission is to offer life-saving recovery tools for adults suffering with addiction or co-existing mental health and substance use disorders to achieve individualized recoveries.”

    12&12, inc. is one of the largest and most comprehensive residential treatment centers in northeastern Oklahoma. Our facility offers medically-supervised detoxification, residential and dual diagnosis residential treatment, outpatient treatment, transitional living, independent living, and continuing care services.

    12&12, Inc. is accredited by CARF (The Commission on Accreditation of Rehabilitation Facilities). 12&12 was recognized for accreditation in Detoxification, Outpatient Treatment and Residential Treatment programs. This represents the highest level of accreditation possible.

    Our professional staff is dedicated to the success of our clients. We provide a safe, secure facility where clients can receive the assistance they need to recover from addiction to alcohol and other drugs. Our goal is for clients to successfully rebuild their lives on a foundation of recovery.

    For more information, give us a call at: 1-800-680-8979 or visit us on the web at: www.12and12.org.